WHealthCare CapitalApply Now

Business financing, made clearer

Streamline your alternative funding needs.

Tailored funding solutions and personal guidance to help you manage cash flow and move your business forward.

Explore your funding options

A 5-minute application. Offers typically follow receipt of a complete application and supporting documents.

Modern commercial buildings in a city

Guidance for your business

Explore tailored financial solutions.

We combine technology with one-to-one financial guidance to help you navigate funding options and find a path that suits your business needs.

Start your application

Business funding options

Financial tools for the work ahead.

Explore a range of funding solutions, each designed for a different business need.

Equipment financing

Funding to acquire the equipment your business needs to keep operating and growing.

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Yellow forklift moving pallets in a warehouse

Working capital

Flexible cash for everyday expenses, payroll, inventory, and business opportunities.

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Cafe owner reviewing business papers and sales at the counter

Term & SBA loans

Explore tailored loan options including SBA 7(a), 504, and Express programs.

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Small business owner reviewing financing documents with an advisor

Business line of credit

Flexible revolving capital, with interest paid on the amount you use.

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Boutique owner checking inventory on a tablet

Invoice factoring

Get an advance on eligible 30-, 60-, or 90-day invoices.

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Business owner reviewing accounts receivable and invoices on a laptop

Commercial real estate

Financing for fix-and-flip, single-family, and multi-family projects.

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Multifamily apartment property available for real estate investment
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A few common questions

Before you get started.

Can I explore funding with bad credit or a past bankruptcy?

Yes. WHealthCare Capital works with business owners who have poor personal credit or a previous bankruptcy. Options depend on the full application and business profile.

How long does it take to get an offer?

The online application takes approximately five minutes. Once a complete application and supporting documents are received, an offer is typically provided within 24 hours.

What are the typical starting requirements?

Businesses generally need to be US-based, operating for at least three months, and generating roughly $4,000–$5,000 or more in monthly revenue. Requirements vary by funding solution.

Are you the lender?

WHealthCare Capital is an intermediary. We help connect business owners with funding solutions that fit their needs.